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The purpose of these Terms of Use is to explain to you the user, the Terms and Conditions on which you visit and use this website. Please read these Terms and Conditions carefully before using the Real Finance Limited (herein referred to as We, Our and/or Us) website.

These Terms of Use are to be read in conjunction with Our Privacy Policy.

By accessing this website, you indicate that you have read and agreed to these Terms of Use and Our Privacy Policy.

It is a condition of your use of this website that you observe the Terms and Conditions at all times.

The information on this website has been provided by Us for informational purposes. We do not warrant the accuracy or completeness of the materials on this website nor do We accept any liability for any loss or damage directly or indirectly arising from any information contained on this website.

We may at any time change the information available on this website, without notice, including discontinuing all or any aspects of this site. We will not be liable for any loss or damage which may arise directly or indirectly as a result of such changes.

No content on this website can or may change any contract for products or services that you may have with Us.

When transmitting your personal information over this site, you should remember that the internet is not a secure environment.

If We have provided links to any third party site for your assistance, this does not imply Our agreement to or endorsement of any of the information contained on the third party site.

When a third party website is accessed from this site, users depart Our website. We will have no liability in respect of any loss or damage arising from any use of a third party link on this website.

While We will endeavour to keep working links to third party sites, we will not be held responsible for broken links.

Should you wish to link this website to your website, consent must be sought in writing from Us before doing so.

Nothing in this site is to be construed as Us making any offer to enter into any transaction or relationship with you. For full details of up to date service information, charges, interest rates, terms and conditions, and any special offers you should Contact Us.

Notwithstanding any information on this site, any application for credit from Us will be subject to Our usual lending criteria as applicable at the time of application, together with our standard fees, and interest (first loan is interest free if applied for through this website) as applicable at the time of application.

We strongly recommend that you seek independent advice before acting on any information on this site. This site is not designed for the purpose of providing personal financial or investment advice.

We have and retain copyright and all other intellectual property rights in all information on this website.

Use of this website is to be limited to non-commercial use, and no part of the information displayed on this website is to be copied or displayed for redistribution to third parties without Our expressed written permission.

No information on this website may be changed by any user

The use of this website and these Terms and Conditions are to be governed by the laws of New Zealand, and any disputes arising out of the same shall be resolved by the exclusive jurisdiction of the Courts of New Zealand.

Further information about this website or Our products and services can be sought by contacting Us.