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The home of interest free

Welcome to the home of Interest Free – a Real Finance Limited initiative designed to provide a one-off $500 boost loan when you need it without the standard interest costs of credit.

As a Responsible Lender, we ensure our valued clients are eligible to borrow and able to repay these short term loans by asking for information designed to quickly work out:

  • Who You Are – We verify your identity and address to make sure we know our clients and our clients needs.
  • What You Can Afford – We assess your affordability to make sure your loan repayments are able to be made on time, every time.

At the home of Interest Free, our dedicated team will tailor make a loan that suits your individual needs with repayments designed to fit your income. We’ll then keep in touch during your loan to make sure everything is going well, and if for any reason it’s not, we’re also here to help work through those issues with you.

Apply Now for your Interest Free loan – with an easy online process & answers in as little as 60 minutes, an interest free Real Finance loan is the way to go when you need a little extra help!

interestfree.nz

Get a financial boost when you need it!

Interestfree.nz

Borrow $500 without interest!
HOW IT WORKS

Interestfree loans will have a term of between 3 and 12 months. You may repay at any time without any early repayment fee.

APR example – A borrower of a $500 interest free loan, repaying the loan over a maximum 12 month term – subject to an Establishment fee of $50 and (generally) 12 Monthly administration fees of $8 each – repayable with 12 equal monthly installments of $53.83.  This returns an APR of 29.2%

Example – A loan over 12 months will cost $646 if repaid correctly. This is the $500 loan, a $50 establishment fee and  $96 in accumulated $8 monthly administration fees.