We have terms of between 3 and 12 months for these loans, and repayments to suit your budget.
Your contract will state the repayment and term of the loan, which will be discussed beforehand.
You can also settle (pay off) your loan in full at any time without any settlement fees.
See How it Works?
Identification – valid Photo ID is required. This can be either a current Passport or Firearms License. If using a Drivers License, you must also provide other ID. Please contact us to list other options.
Proof of Address – Rates Notice, Tenancy Agreement, Utilities Bill – Are among some acceptable types.
Proof of Income – A 90-day bank statement from your bank (either on paper, or via our E-Bank system) enables us to calculate your affordability.
Apply Online right now, supply the needed documents, and get an answer in around 60 minutes time (during business hours).
Of course you can! Real Finance Limited provides these loans for less than the cost to us for establishing and running your account – We do this transparently to promote better lending practices and support from the financial sector, along with allowing borrowers to make good choices when they borrow money.
APR example – A borrower of a $500 interest free loan, repaying the loan over a 12 month term – subject to an Establishment fee of $50 and (generally) 12 Monthly administration fees of $8 each – repayable with 12 equal monthly installments of $53.83. This returns an APR of 29.2%