Terms and conditions of applying
- Real Finance’s Standard Lending Criteria, including Responsible Lending Criteria applies.
- To apply you must be a NZ resident aged 18+
- Loan Amount offered by this website is $500.00.
- Product is for first time customers of Real Finance only.
- An Establishment fee and an ongoing Monthly Administration fee applies.
- If you do not repay your loan correctly Real Finance may charge additional fees and default interest as outlined in our Costs of Borrowing. These compensate the Lender for administering your default, but are not charged when you repay your loan correctly.
- Any subsequent loan through Real Finance may include interest, variable fee costs and collateral requirements.











